The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Woodforest National Bank
You must apply in person and they are friendly to those reported to ChexSystems.
They do not use ChexSystems or TeleCheck. Most people are still being approved.
Community Bank of Louisiana
They do not need anything but your driver's license to open a new account.
IBERIABANK does not use any forms of verification prior to opening its customers accounts.