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  • Why You Should Manage Your Finances Effectively Before Borrowing a Mortgage in Ohio

    Why You Should Manage Your Finances Effectively Before Borrowing a Mortgage in Ohio

    Just as your house needs a strong foundation to withstand the natural disasters, similarly your finances also need an effective management and a solid foundation. Even though one of the most significant factors of our life is the state of our personal finances, yet we rarely spend time in managing them successfully.

  • Help, I'm Broke! How to Get Money Quick (Without Going into Debt)

    Help, I'm Broke! How to Get Money Quick (Without Going into Debt)

    Sometimes we end up in situations where we need to get money fast; help pay a light bill before the power goes out, buy another pack of diapers, feed your family for another night, or pay back Mark for that illegal...well, you know. Whatever your motivation, there are a few easy ways to get money quickly, without going into debt.

  • Getting a Copy of My Credit Report & Credit Report Score Was Easy

    Getting a Copy of My Credit Report & Credit Report Score Was Easy

    After going through the process I was surprised how easy it was even for someone like me, who isn’t the most educated when it comes to personal finances and managing their money. It was pretty easy. I decided to do this more or less as an experiment to see if I could learn anything about my credit score and to see if I could improve it. Here is what I found.

  • Unable to Pay Credit Card Debt? Fast Ways to Remove Debt Problems

    Unable to Pay Credit Card Debt? Fast Ways to Remove Debt Problems

    Although nobody wants to be in a position where they are unable to pay credit card debt, it isn't the end of the world. Borrowers must focus on their priority debts - paying the mortgage, car loans and utility bills - because failing to do so has far more dire consequences.

  • Terrible Credit Loans: Easily Get a Loan When Rejected for Credit

    Terrible Credit Loans: Easily Get a Loan When Rejected for Credit

    Cash loans for terrible credit don't come cheap, but they do provide a short-term solution to a genuine financial crisis. When the banks have refused your credit application and you urgently need a way to pay the bills, a bad credit history loan could provide the answer. They're not a long-term solution.

  • Simple Ways to Save Money and Time Spent on Household Purchases

    Simple Ways to Save Money and Time Spent on Household Purchases

    Money-saving strategies are only effective if used on a regular basis by making a habit of thinking and acting in new economical ways. Here are some simple tactics to make your dollars, time, and ideas go further toward the goal of daily economy.

  • How to Pay Medical Bills You Can't Afford: No Health Insurance? Establish an Affordable Repayment Plan

    How to Pay Medical Bills You Can't Afford: No Health Insurance? Establish an Affordable Repayment Plan

    U.S. families are continuing to struggle with medical bills due to rising healthcare costs. Millions have no health insurance, a high deductible on their insurance or a pre-existing medical condition that excludes them from coverage.

  • How to Appeal a Dismissal of a Bankruptcy Petition

    How to Appeal a Dismissal of a Bankruptcy Petition

    Before a bankruptcy may be discharged, the bankruptcy court hearing the case must approve the debtor's petition. If the court determines that the petition does not meet the requirements as set forth by the U.S. Bankruptcy Code, the bankruptcy filing may be dismissed. Part VIII of the federal bankruptcy code establishes the means by which a debtor may appeal the dismissal of a bankruptcy petition.

  • 10 Separate Bank Accounts That You Should Have

    10 Separate Bank Accounts That You Should Have

    A bank account is noted as one of the safest places to store your money. It helps us to keep track of our currency, and limit's the risk of loss or theft. Many of us have several bank accounts with different banking institutions.