The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

Kauai Community Federal Union

They use TeleCheck for checking and ID for savings accounts.

Hawaii Community Federal Credit Union

We called and verified that they use Unicheck for new accounts.

HomeStreet Bank

They do sometimes open accounts for those reported to ChexSystems depending on the severity of the report.

CU Hawaii Federal Credit Union

CU Hawaii do run your Social Security Number through the TeleCheck system.