The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

Missoula Federal Credit Union

As of this time, they do not do any background checking on potential members.

Fallon County Federal Credit Union

They do not use ChexSystems, TeleCheck or a credit report.

Garfield County Bank

They only need an proper ID and social security card to verify your identity.

Valley Bank of Helena

They do not use any type of credit check or ChexSystems.