The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

Spirit of Alaska Federal Credit Union

They do use ChexSystems but if the debt to the reporting bank(s) is paid and the report does not indicate fraud you can still get an account.

Northrim Bank

Northrim Bank does not use a company to verify a person that is opening a checking or savings account.

Matanuska Valley Federal Credit Union

Depending on the reason you were reported to ChexSystems, they may be able to open an account for you.

MAC Federal Credit Union

As long as it is reporting as paid or you provide them with the proof that it has been paid then you will be able to open an account.