Struggling to open a checking account in West Virginia due to a negative ChexSystems listing?
While most banks use ChexSystems to review your banking history, there are some that don’t. Additionally, some banks offer second checking accounts.
Non-ChexSystems & Second Chance Banks in West Virginia
We’ve compiled a comprehensive list of West Virginia banks and credit unions that allow anyone to open a checking account, regardless of their banking history.
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SoFi
Features & Benefits
- Sign-up bonus up to $300 with qualifying direct deposits
- No monthly fee
- Earn up to 4.20% APY on savings
- Over 55,000 fee-free ATMs
Current
Features & Benefits
- Build credit just by using your debit card
- No minimum balance or monthly fees
- 40,000 fee-free Allpoint ATMs in the U.S.
- Get paid up to 2 days faster
- No credit check or ChexSystems
Chime®
Features & Benefits
- Over 14.5 million downloads
- No credit check or ChexSystems
- No minimum opening deposit
- Over 60,000 fee-free1 ATMs
First Tech Federal Credit Union
Features & Benefits
- Earn up to 4.00% APY
- No monthly fees
- No minimum balance requirements
- Over 30,000 fee-free ATMs
City National Bank
City National Bank offers its Bounce Back Checking account, a second-chance option for individuals who need to rebuild their financial history.
Clear Mountain Bank
Clear Mountain Bank offers StartFresh Banking, a two-step program to help rebuild your financial history.
Community Trust Bank
Community Trust Bank provides a solid option for those looking to open a checking account without the hassle of ChexSystems. Instead, the bank uses Early Warning Services (EWS).
Hancock County Savings Bank
Hancock County Savings Bank uses the WatchDOG CIP system for approving account holders, rather than ChexSystems.
West Virginia Federal Credit Union
West Virginia Federal Credit Union offers Fresh Start Checking as a second chance banking option.
United Bank
United Bank does not use ChexSystems or credit reports when approving applicants, making it an accessible option for those with past financial issues.
They offer three different checking options. The United Free Checking account is a straightforward, no-fee option with no minimum balance requirements. A $50 deposit is needed to open the account, making it easy to get started.
United Bank has branches in Beckley, Charleston, Huntington, Martinsburg, Morgantown, Parkersburg, South Charleston, Vienna, Weirton, and Wheeling, with additional locations throughout West Virginia.
Woodforest National Bank
Woodforest National Bank offers a second chance checking account designed for those looking to rebuild their banking history.
Non-ChexSystems Banks by State
Looking for more information and additional options available in your area? Select your state from the list below to explore your options.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming