Non ChexSystems Banks & Credit Unions in Alabama

While it is frustrating to discover you are listed in ChexSystems, it does not need to put a damper on your financial life. If you apply for any of our recommended non-ChexSystems accounts, you could be approved quickly. Soon, you will have your new checking or savings account and be ready to receive payments and make purchases!

The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

TVA Community Credit Union

TVACCU do run a credit report for a checking account and a score of 600 or higher is required.

Merchants Bank

Merchants Bank uses TeleCheck instead of ChexSystems to verify accounts.

Renasant Bank

If you have no outstanding balance at Renasant Bank, you can open an account.

MAX Credit Union

In order to qualify for membership with MAX, a Deluxe Detect (EWS) report is reviewed. They do not request a credit report at this time.