The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
TVA Community Credit Union
TVACCU do run a credit report for a checking account and a score of 600 or higher is required.
Merchants Bank uses TeleCheck instead of ChexSystems to verify accounts.
If you have no outstanding balance at Renasant Bank, you can open an account.
MAX Credit Union
In order to qualify for membership with MAX, a Deluxe Detect (EWS) report is reviewed. They do not request a credit report at this time.