Non ChexSystems Banks & Credit Unions in Virginia

While it is frustrating to discover you are listed in ChexSystems, it does not need to put a damper on your financial life. If you apply for any of our recommended non-ChexSystems accounts, you could be approved quickly. Soon, you will have your new checking or savings account and be ready to receive payments and make purchases!

The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

United Bank

They do not use ChexSystems and they do not run a credit report at all.

Benchmark Community Bank

They currently do not use any of the systems but they do require that accounts must maintain positive balances or they will be charged off.

Carter Bank and Trust

They told us that they do not use ChexSystems.

The Blue Grass Valley Bank

They use ID verification only.