Non ChexSystems Banks & Credit Unions in Michigan

While it is frustrating to discover you are listed in ChexSystems, it does not need to put a damper on your financial life. If you apply for any of our recommended non-ChexSystems accounts, you could be approved quickly. Soon, you will have your new checking or savings account and be ready to receive payments and make purchases!
Chris Josephson Updated on Jan 10, 2018

The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

Eaton Federal Savings Bank

They use TeleCheck when opening new checking accounts. They do not use Telecheck when opening savings accounts.

Settlers Federal Credit Union

They do not use ChexSystems or a credit report to open an account. They only need a valid ID.

Alpena Community Credit Union

They do not use ChexSystems or a credit report. They only need a valid ID.

TCF Bank

Many people have been able to get accounts with TCF. They use ChexSystems but are extremely lenient, definitely worth a chance.