The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Forcht Bank
They do not use anything.
Woodforest National Bank
You must apply in person and they are friendly to those reported to ChexSystems.
Renasant Bank
If you have no outstanding balance at Renasant Bank, you can open an account.
Citizens Bank and Trust Co. of Jackson
They use TeleCheck.