The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
MidWest America Federal Credit Union
They use a system available through TeleCheck.
Fort Knox Federal Credit Union
They utilize ID and SS card for savings only for checking they do run ChexSystems.
If you have no outstanding balance at Renasant Bank, you can open an account.
First Southern National Bank
They only require 2 forms of identification when opening an account.