The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Workmen’s Circle Credit Union
They only verify identity.
Members United Credit Union
They use TeleCheck when opening new accounts.
Woodforest National Bank
You must apply in person and they are friendly to those reported to ChexSystems.
North Georgia Credit Union
Anyone can get a savings but the checking depends on what is reported on the Equifax report