The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Members United Credit Union
They use TeleCheck when opening new accounts.
Workmen’s Circle Credit Union
They only verify identity.
Rochelle State Bank
We called this bank and verified they use nothing other than a proper ID to open an account.
North Georgia Credit Union
Anyone can get a savings but the checking depends on what is reported on the Equifax report