The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
| Financial Institution | Product |
| Woodforest National Bank | Second Chance Checking |
| PNC Bank | Foundation Checking |
| Alabama Credit Union | Fix It Checking |
| Bank of the Ozarks | Pathway Checking |