Chase Bank is the go-to bank for a lot of borrowers for many reasons, so it’s only natural people want to take out a bad credit personal loan from them. However, as great as Chase is, they don’t currently offer personal loans, regardless of what your credit score is.

Fortunately, there are some great lenders out there that do offer personal loans for people with bad credit. Plus, many offer unsecured loans, so you won’t have to put your car or house on the line just to get a simple personal loan. Even if you need an amount as high as $35,000, your house and your car aren’t in any danger.

Though you came here hoping to find a bad credit personal loan through Chase Bank, you could still find what you’re looking for from one of the reputable loan brokers below.

MoneyMutual

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on MoneyMutual's secure website

Features and Requirements

  • Offers short-term loans as high as $2,500
  • Funds are often sent to borrowers in less than 24 hours
  • Online application takes less than 5 minutes to complete
  • Not currently available in the state of New York
  • Over 2,000,000 customers have used MoneyMutual
  • Interest rates vary for each borrower
  • Loan terms vary depending on the lender
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BadCreditLoans.com

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on BadCreditLoans.com's secure website

Features and Requirements

  • Offers loans from $500 to $5,000
  • Loan terms from 3 to 60 months
  • No minimum credit score
  • You must be at least 18 years old
  • Must be a United States citizen
  • You must have a steady source of income, and you must have had that income for the past three months
  • Income can be through either a job, disability check or Social Security
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PersonalLoans.com

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on PersonalLoans.com's secure website

Features and Requirements

  • Offers loans from $500 to $35,000
  • Loan terms from 6 to 72 months
  • Requires a minimum credit score of 600
  • Works with P2P lenders, which require borrowers to earn at least $2,000 a month
  • Also works with installment and bank lenders, which only require a credit score of 580 but want at least $3,000 monthly income
  • Must not have a recent bankruptcy
  • Must not have a late payment longer than 60 days
  • Cannot have any recent charge offs or a regular pattern of late payments
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CashUSA.com

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on CashUSA.com's secure website

Features and Requirements

  • Offers loans from $500 to $10,000
  • Loan terms from 3 to 72 months
  • Flexible credit score requirements
  • Income requirements vary depending on lender, but you must make at least $1,000 each month after taxes
  • Must be at least 18 years old
  • Must have a valid banking account
  • Banking account is used for depositing funds and withdrawing monthly payments
  • Loan applications are filled out online
  • Borrowers often get funds as fast as the next business day
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Avant

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on Avant's secure website

Features and Requirements

  • Offers loans from $1,000 to to $35,000
  • Loan terms from 24 to 60 months
  • Minimum credit score of 600
  • Most borrowers get a credit score boost when working with Avant because many use the loans to consolidate their debt
  • Offers monthly updates on credit scores through VantageScore Users get free access to the ReadyforZero App, which helps borrowers get out of debt
  • Applying online only takes a few minutes
  • Over 600,000 people have used Avant
  • Money can be used for consolidating debt, home improvements or unexpected emergency expenses
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Get Matched with the Right Lender

Once you enter in all of your information, each broker listed above matches you with lenders that are best for you. If you’re matched with a lender, you’ll be able to read through the lender’s loan agreement. In the agreement, you’ll see information about loan terms (how long you have to repay the loan) as well as terms and conditions. If you don’t like what you see, you can always walk away.

Receiving Funding in 1 to 5 days

Some lenders don’t even need a full business day, but you’re guaranteed to have the funds in your account in one to five days. Keep in mind that monthly payments will automatically be withdrawn from the same account afterward throughout the entire loan term.

Compare Interest Rates, Loan Terms, and Repayment Schedules

Some lenders insist on receiving payments every two weeks, while others only require payments once a month. Interest rates and fees will also vary depending on the lender you’re matched up with. All information is provided to you before you agree to the loan, so be sure to read through the loan agreement before you accept any funds.

Find a Lender Besides Chase Bank

It can be difficult to get a personal loan when your credit score is less than ideal. However, with the loan brokers listed above, you have some good options to choose from.