The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Highland Federal Savings & Loan
They only require you produce your drivers license and social security card.
They do not use ChexSystems or TeleCheck. Most people are still being approved.
If you have no outstanding balance at Renasant Bank, you can open an account.