Managing money wisely usually means planning your expenditures, unless you are independently wealthy. Budgeting with credit cards can mean the difference between you working for the credit card, or your credit working for you. Your credit history and spending habits determine how well your credit cards do the job you got them to do.
While receiving my Bachelor's Degree at Willamette University in Salem, Oregon, I found that having a working knowledge of philosophy, history, literature, and politics gave me a strong ability to find happiness through successfully managing my personal finances. I have used this knowledge throughout my life. Here are five decisions I made, based in my knowledge on the understanding of these subjects, and how they led to success.