The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Gate City Bank
It has been reported that as long as you do now them any money that they will approve you.
If you have no outstanding balance at Renasant Bank, you can open an account.
Many people have been able to get accounts with TCF. They use ChexSystems but are extremely lenient, definitely worth a chance.