The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.
Saco Valley Credit Union
They do not verify accounts with any kind of system or service.
Eastmill Federal Credit Union
They do not verify credit/creditworthiness to open a savings or checking account.
Midcoast Federal Credit Union
They do not use any systems to verify a new account.