Non ChexSystems Banks & Credit Unions in Iowa

While it is frustrating to discover you are listed in ChexSystems, it does not need to put a damper on your financial life. If you apply for any of our recommended non-ChexSystems accounts, you could be approved quickly. Soon, you will have your new checking or savings account and be ready to receive payments and make purchases!

The following banks and credit unions offer excellent features and benefits. While we recommend them, they are not our top picks for the simple reason that they are not guaranteed banks. They have however helped a lot of people, and may be able to help you too.

White State Bank

We called and verified that they do not use ChexSystems or a credit report.

Keystone Savings Bank

They use Telecheck to verify all new accounts and a credit report for the debit card.

Dupaco Credit Union

They do not use ChexSystems, TeleCheck, or EWS but do pull credit reports if you would apply for an ATM card or debit card.

The Exchange State Bank

It has been reported that they do not check anything for opening accounts.