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Were you recently declined for a new bank account? If you have black marks against your record, opening a regular checking account can prove to be difficult. In fact, nearly 15% of bank account applicants are denied accounts because of issues flagged in their banking histories.
ChexSystems, TeleCheck, and EWS are the main agencies that monitor the database of over 300 million checking accounts and keep a record of customers’ banking histories. These histories are maintained for roughly five years, and most banks are able to pull this information to screen applicants seeking to open savings and checking accounts.
Thankfully, there are banks and credit unions out there willing to give a second chance to customers listed in ChexSystems, TeleCheck, and EWS. Ready to get started? Just fill in your state and the type of account you wish to open and click the blue button above for personalized recommendations!